Guides
How the pay, tax, and tip rules behind the calculators work.
These guides explain the rules the calculators apply: the tax treatment, the pay structures, and the labor law that determine what you keep.
W-2 vs. 1099: what changes your take-home
Self-employment tax, employer benefits, and the deductions a contractor can take.
Read the guide →How much to set aside for taxes when you are paid 1099
What is owed on self-employment income, quarterly estimated tax, and the safe-harbor rule.
Read the guide →How a freelance or trade rate is built
The five components of a bid, the formula, and how markup differs from margin.
Read the guide →Company driver vs. contract driver: what differs
Tax treatment, benefits, and the costs a 1099 driver can deduct without owning the truck.
Read the guide →Who can legally be in a tip pool
Federal rules on managers and owners, and how the tip credit decides the rest.
Read the guide →