Confirm what to charge, what you'll take home, and where it goes
Fast, free money tools for people who get paid by the hour, the mile, the job, or the tip jar. No sign-up, no spreadsheet — open one and get a number you can use.
What Should I Charge?
Work backwards from the take-home income you want to the hourly, daily, and per-project rate to quote clients — taxes and expenses included.
Trucker Pay & Cost Calculator
Cost per mile for owner-operators, take-home pay for 1099 and company drivers, and percentage-of-load pay with fuel surcharge.
Restaurant Tip-Out Calculator
Split tips fairly between servers, bussers, bartenders, runners, and hosts — by percentage or by hours worked.
Budget Calculator
Turn your monthly take-home pay into a simple needs / wants / savings plan you can actually stick to.
Rate calculators by trade
The "what should I charge" math changes with your line of work — different expenses, different billable hours, different seasons. Pick your trade:
Why these calculators?
Most pay calculators online are built for salaried employees. These are built for everyone else: freelancers and tradespeople setting their own rates, truck drivers comparing owner-operator math against a company job, restaurant crews splitting a tip pool at 11pm, and anyone trying to make a paycheck stretch. Every tool works without an account, loads fast on a phone, and shows its math.